# SouthState Bank Corporation (SSB) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Financial Services / Banks. Price $105.95, market value $10.2 billion.

## Valuation
- **P/E (trailing): 11.3×** (5-yr avg 11.8×, 3-yr avg 12.6×). SouthState Bank Corporation trades at 11.3× trailing earnings, close to its own five-year average of 11.8×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 10.3×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.80**. A PEG of 0.80 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.1×**. The shares trade at 1.1× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 14.6%** (5-yr avg 11.5%). Free cash flow equals 14.6% of the market value, above its five-year average of 11.5%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 8.9%**. The inverse of the P/E: 8.9% of the price is earned each year.

## Profitability
- **Return on equity: 8.8%**. 8.8% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): 12.9%** (3-yr 6.0%/yr, 5-yr 29.2%/yr). Earnings per share rose 12.9%.
- **Free-cash-flow growth (3 yr): -48.8%/yr**. Free cash flow has compounded at -48.8% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Piotroski F-score: 4/9**. 4 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 2.49%** ($2.46 per share, trailing). SouthState Bank Corporation yields 2.49%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 29%** (16% of free cash flow). 29% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 26**. 26 straight years of increases (the data covers 26 years, so this may be longer): a record very few companies hold.
- **Dividend growth (5 yr): 3.9%/yr** (1-yr 7.5%). The dividend has grown 3.9% a year over five years.

## Analyst view
- **Analyst consensus: buy** (14 analysts). 14 analysts cover SouthState Bank Corporation; the consensus is buy, with an average price target of $119.07 (+12% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 23.0%** (YTD 15.1%, 3-mo -0.8%). The shares are up 23.0% over twelve months including dividends.
- **From 52-week high: -5.6%** (25.4% above the low). Trading 6% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 64**. An RSI of 64 is neutral.
- **Beta (1 yr): 0.64** (volatility 22%). Beta of 0.64 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=SSB · Page: https://foliofundamentals.com/stocks/ssb

Not investment advice.