# Standard Chartered PLC (STAN.L) fundamentals

Data as of 2026-09-08. LSE, United Kingdom. Sector: Financial Services / Banks. Price 2268p, market value 49.4 billionp.

## Valuation
- **P/E (trailing): 14.5×** (5-yr avg 753.8×, 3-yr avg 761.0×). Standard Chartered PLC trades at 14.5× trailing earnings, well below its own five-year average of 753.8×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 10.9×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.27**. A PEG of 0.27 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 1.6×**. Each dollar of revenue is priced at 1.6×.
- **Price / book: 1.5×**. The shares trade at 1.5× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 54.6%** (5-yr avg 0.2%). Free cash flow equals 54.6% of the market value, above its five-year average of 0.2%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 6.9%**. The inverse of the P/E: 6.9% of the price is earned each year.

## Profitability
- **Net margin: 12.7%**. 12.7% of each dollar of sales reaches the bottom line.
- **Return on equity: 9.6%**. 9.6% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 0.6%**. Each dollar of assets produces 0.6% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): -0.9%** (3-yr 19.8%/yr, 5-yr 15.0%/yr). Revenue fell 0.9% over the last year, against 15.0% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 40.6%** (3-yr 32.2%/yr, 5-yr 81.0%/yr). Earnings per share rose 40.6%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 40.2%/yr**. Free cash flow has compounded at 40.2% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.
- **Cash and short-term investments: 57.5 billionp**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 2.29%** (1p per share, trailing). Standard Chartered PLC yields 2.29%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 19%** (3% of free cash flow). 19% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 5**. 5 straight years of increases.
- **Shareholder yield: 4.0%**. Dividends plus net buybacks return 4.0% of the market value a year.

## Price and momentum
- **Total return (1 yr): 64.9%** (YTD 23.6%, 3-mo 16.5%). The shares are up 64.9% over twelve months including dividends.
- **From 52-week high: -0.4%** (67.8% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 61**. An RSI of 61 is neutral.
- **Beta (1 yr): 1.57** (volatility 29%). Beta of 1.57 against the FTSE All-Share: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=STAN.L · Page: https://foliofundamentals.com/stocks/stan.l

Not investment advice.