# Savers Value Village Inc. (SVV) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Consumer Cyclical / Automobiles. Price $9.30, market value $1.4 billion.

## Valuation
- **P/E (trailing): 62.0×** (5-yr avg 59.8×, 3-yr avg 59.8×). Savers Value Village Inc. trades at 62.0× trailing earnings, close to its own five-year average of 59.8×. The Consumer Cyclical median in the September 2026 study was 19.5×. Forward P/E is 15.5×, lower than trailing, so analysts expect earnings to grow.
- **Price / sales: 0.8×**. Each dollar of revenue is priced at 0.8×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 3.2×**. The shares trade at 3.2× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 9.2×**. Enterprise value is 9.2× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Free-cash-flow yield: 5.7%** (5-yr avg 2.6%). Free cash flow equals 5.7% of the market value, above its five-year average of 2.6%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 1.6%**. The inverse of the P/E: 1.6% of the price is earned each year.

## Profitability
- **Operating margin: 7.7%**. 7.7% of revenue is left after running the business.
- **Net margin: 1.3%**. 1.3% of each dollar of sales reaches the bottom line.
- **Return on equity: 5.2%**. 5.2% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on invested capital: 10.0%**. Return on all capital, debt included, is 10.0%.
- **Return on assets: 1.2%**. Each dollar of assets produces 1.2% of profit.

## Growth
- **Revenue growth (1 yr): 9.2%** (3-yr 5.3%/yr). Revenue grew 9.2% over the last year.
- **EPS growth (1 yr): -17.6%** (3-yr -37.7%/yr). Earnings per share fell 17.6%, slower than revenue, so margins compressed.
- **Free-cash-flow growth (3 yr): -6.4%/yr**. Free cash flow has compounded at -6.4% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Debt to equity: 1.64**. Debt is 1.64 times equity, a leveraged balance sheet that needs steady cash flow to service.
- **Net debt / EBITDA: 2.8×**. It would take 2.8 years of operating earnings to repay net borrowings, within the comfortable range.
- **Current ratio: 0.81** (quick 0.81). Current liabilities exceed current assets, so the company depends on ongoing cash generation or refinancing to pay the next year's bills.
- **Altman Z-score: 1.86**. A Z-score of 1.86 is in the grey zone; not distressed, not clearly safe.
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. Savers Value Village Inc. does not currently pay a dividend.

## Analyst view
- **Analyst consensus: buy** (11 analysts). 11 analysts cover Savers Value Village Inc.; the consensus is buy, with an average price target of $14.23 (+53% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 1.0%** (YTD -0.4%, 3-mo -12.5%). The shares are up 1.0% over twelve months including dividends.
- **From 52-week high: -26.7%** (34.7% above the low). Trading 27% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 47**. An RSI of 47 is neutral.
- **Beta (1 yr): 1.26** (volatility 57%). Beta of 1.26 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=SVV · Page: https://foliofundamentals.com/stocks/svv

Not investment advice.
