# The Smarter Web Company Plc (SWC.L) fundamentals

Data as of 2026-09-08. LSE, United Kingdom. Sector: Financial Services / Capital Markets. Price 34p, market value 126 millionp.

## Valuation
- **P/E (trailing): n/a** (negative earnings). The Smarter Web Company Plc reported negative earnings over the last twelve months, so the P/E is not meaningful; use price-to-sales, EV/EBITDA and free-cash-flow yield instead.
- **Price / sales: 253.5×**. Each dollar of revenue is priced at 253.5×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 0.9×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **EV / EBITDA: 136.0×**. Enterprise value is 136.0× operating earnings before depreciation, the multiple that ignores how the company is financed; above 20× is demanding.
- **Free-cash-flow yield: -135.8%**. Free cash flow is negative: the business is consuming cash, which is normal for heavy investment phases but a warning otherwise.

## Profitability
- **Gross margin: 78.5%**. The Smarter Web Company Plc keeps 78.5% of revenue after the direct cost of what it sells, the kind of margin that comes with software, brands or pricing power.
- **Operating margin: -979.4%**. Operating margin is negative: the business loses money before interest and tax.
- **Return on equity: 0.8%**. 0.8% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on invested capital: -2.2%**. Return on all capital, debt included, is -2.2%: close to or below the cost of capital, so growth may not create value.
- **Return on assets: -31.3%**. Each dollar of assets produces -31.3% of profit; low single digits are normal for banks and insurers.

## Growth
- **EPS growth (1 yr): 467.6%** (5-yr 201.7%/yr). Earnings per share rose 467.6%.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.
- **Cash and short-term investments: 2 millionp**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend: none**. The Smarter Web Company Plc does not currently pay a dividend, but it returned -296.5% of its market value through buybacks over the last year.

## Price and momentum
- **From 52-week high: -23.6%** (40.0% above the low). Trading 24% below its 52-week high.
- **RSI (14-day): 63**. An RSI of 63 is neutral.
- **Beta (1 yr): 1.36** (volatility 76%). Beta of 1.36 against the FTSE All-Share: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=SWC.L · Page: https://foliofundamentals.com/stocks/swc.l

Not investment advice.