# TAL Education Group (TAL) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Consumer Cyclical / Consumer Services. Price $9.98, market value $5.5 billion.

## Valuation
- **P/E (trailing): 7.6×** (5-yr avg 17.7×, 3-yr avg 17.7×). TAL Education Group trades at 7.6× trailing earnings, well below its own five-year average of 17.7×: cheap by its own standards. The Consumer Cyclical median in the September 2026 study was 19.5×. Forward P/E is 8.1×, higher than trailing, so analysts expect earnings to fall.
- **PEG: 0.01**. A PEG of 0.01 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 1.7×**. Each dollar of revenue is priced at 1.7×.
- **Price / book: 1.3×**. The shares trade at 1.3× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 7.9×**. Enterprise value is 7.9× operating earnings before depreciation, the multiple that ignores how the company is financed; below 8× is inexpensive for most sectors.
- **Free-cash-flow yield: 9.3%** (5-yr avg -31.8%). Free cash flow equals 9.3% of the market value, above its five-year average of -31.8%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 13.1%**. The inverse of the P/E: 13.1% of the price is earned each year.

## Profitability
- **Gross margin: 56.9%**. TAL Education Group keeps 56.9% of revenue after the direct cost of what it sells.
- **Operating margin: 16.2%**. 16.2% of revenue is left after running the business, a healthy level in most sectors.
- **Net margin: 17.6%**. 17.6% of each dollar of sales reaches the bottom line.
- **Return on equity: 14.1%**. 14.1% on shareholders' equity is solid.
- **Return on invested capital: 14.0%**. Return on all capital, debt included, is 14.0%.
- **Return on assets: 12.4%**. Each dollar of assets produces 12.4% of profit.

## Growth
- **Revenue growth (1 yr): 33.7%** (3-yr 43.4%/yr, 5-yr -7.7%/yr). Revenue grew 33.7% over the last year, against -7.7% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 570.7%**. Earnings per share rose 570.7%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Debt to equity: 0.07**. Debt is 0.07 times equity: a conservative balance sheet.
- **Net debt / EBITDA: net cash**. TAL Education Group holds more cash than debt.
- **Current ratio: 2.17** (quick 2.17). Current assets cover the next year's liabilities 2.17 times.
- **Altman Z-score: 3.51**. A Z-score of 3.51 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 8/9**. 8 of 9 fundamental checks pass: strong and improving financials.

## Dividends
- **Dividend: none**. TAL Education Group does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): -17.6%** (YTD -7.4%, 3-mo -16.4%). The shares are down 17.6% over twelve months including dividends.
- **From 52-week high: -24.6%** (12.4% above the low). Trading 25% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 31**. An RSI of 31 is neutral.
- **Beta (1 yr): 0.81** (volatility 44%). Beta of 0.81 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=TAL · Page: https://foliofundamentals.com/stocks/tal

Not investment advice.