# Texas Capital Bancshares Inc. (TCBI) fundamentals

Data as of 2026-11-04. NASDAQ, United States. Sector: Financial Services / Banks. Price $103.34, market value $4.5 billion.

## Valuation
- **P/E (trailing): 13.2×** (5-yr avg 23.1×, 3-yr avg 30.8×). Texas Capital Bancshares Inc. trades at 13.2× trailing earnings, well below its own five-year average of 23.1×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 12.3×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.03**. A PEG of 0.03 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 30152.0×**. Each dollar of revenue is priced at 30152.0×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 1.4×**. The shares trade at 1.4× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 11.5%** (5-yr avg 11.4%). Free cash flow equals 11.5% of the market value, in line with its five-year average of 11.4%. Above 5% is generally attractive.
- **Earnings yield: 7.6%**. The inverse of the P/E: 7.6% of the price is earned each year.

## Profitability
- **Return on equity: 9.1%**. 9.1% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 0.2%**. Each dollar of assets produces 0.2% of profit; low single digits are normal for banks and insurers.

## Growth
- **EPS growth (1 yr): 430.5%** (3-yr 3.2%/yr, 5-yr 43.4%/yr). Earnings per share rose 430.5%.
- **Free-cash-flow growth (3 yr): 36.5%/yr**. Free cash flow has compounded at 36.5% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 0.77%** ($0.40 per share, trailing). Texas Capital Bancshares Inc. yields 0.77%, a modest yield more typical of a growth-oriented payer.

## Analyst view
- **Analyst consensus: hold** (13 analysts). 13 analysts cover Texas Capital Bancshares Inc.; the consensus is hold, with an average price target of $105.46 (+2% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 24.4%** (YTD 15.2%, 3-mo 2.8%). The shares are up 24.4% over twelve months including dividends.
- **From 52-week high: -5.1%** (25.8% above the low). Trading 5% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 71**. An RSI of 71 is in overbought territory; short-term pullbacks are common from here.
- **Beta (1 yr): 0.79** (volatility 26%). Beta of 0.79 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=TCBI · Page: https://foliofundamentals.com/stocks/tcbi

Not investment advice.