# Texas Capital Bancshares Inc. (TCBI) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks. Price $98.64, market value $4.3 billion.

## Valuation
- **P/E (trailing): 12.8×** (5-yr avg 23.1×, 3-yr avg 30.8×). Texas Capital Bancshares Inc. trades at 12.8× trailing earnings, well below its own five-year average of 23.1×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 12.0×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.03**. A PEG of 0.03 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 28780.6×**. Each dollar of revenue is priced at 28780.6×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 1.3×**. The shares trade at 1.3× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 11.0%** (5-yr avg 11.4%). Free cash flow equals 11.0% of the market value, in line with its five-year average of 11.4%. Above 5% is generally attractive.
- **Earnings yield: 7.8%**. The inverse of the P/E: 7.8% of the price is earned each year.

## Profitability
- **Return on equity: 9.1%**. 9.1% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 0.2%**. Each dollar of assets produces 0.2% of profit; low single digits are normal for banks and insurers.

## Growth
- **EPS growth (1 yr): 430.5%** (3-yr 3.2%/yr, 5-yr 43.4%/yr). Earnings per share rose 430.5%.
- **Free-cash-flow growth (3 yr): 36.5%/yr**. Free cash flow has compounded at 36.5% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 0.81%** ($0.20 per share, trailing). Texas Capital Bancshares Inc. yields 0.81%, a modest yield more typical of a growth-oriented payer.

## Price and momentum
- **Total return (1 yr): 13.3%** (YTD 9.2%, 3-mo -3.0%). The shares are up 13.3% over twelve months including dividends.
- **From 52-week high: -9.4%** (30.8% above the low). Trading 9% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 49**. An RSI of 49 is neutral.
- **Beta (1 yr): 0.93** (volatility 27%). Beta of 0.93 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=TCBI · Page: https://foliofundamentals.com/stocks/tcbi

Not investment advice.