# Transcontinental Realty Investors Inc. (TCI) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Real Estate / Real Estate Management & Development. Price $37.69, market value $331 million.

## Valuation
- **P/E (trailing): 40.1×** (5-yr avg 33.4×, 3-yr avg 43.5×). Transcontinental Realty Investors Inc. trades at 40.1× trailing earnings, close to its own five-year average of 33.4×. The Real Estate median in the September 2026 study was 25.2×.
- **Price / sales: 6.6×**. Each dollar of revenue is priced at 6.6×.
- **Price / book: 0.4×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **EV / EBITDA: 109.1×**. Enterprise value is 109.1× operating earnings before depreciation, the multiple that ignores how the company is financed; above 20× is demanding.
- **Earnings yield: 2.5%**. The inverse of the P/E: 2.5% of the price is earned each year.

## Profitability
- **Operating margin: -18.3%**. Operating margin is negative: the business loses money before interest and tax.
- **Net margin: 28.1%**. 28.1% of each dollar of sales reaches the bottom line.
- **Return on equity: 1.6%**. 1.6% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on invested capital: -0.7%**. Return on all capital, debt included, is -0.7%: close to or below the cost of capital, so growth may not create value.
- **Return on assets: 0.7%**. Each dollar of assets produces 0.7% of profit.

## Growth
- **Revenue growth (1 yr): 4.2%** (3-yr 10.2%/yr, 5-yr -3.0%/yr). Revenue grew 4.2% over the last year, against -3.0% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 135.3%** (3-yr -69.1%/yr, 5-yr 15.8%/yr). Earnings per share rose 135.3%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Debt to equity: 0.25**. Debt is 0.25 times equity: a conservative balance sheet.
- **Net debt / EBITDA: 40.7×**. It would take 40.7 years of operating earnings to repay net borrowings, above the 3× level most lenders treat as comfortable.
- **Altman Z-score: 1.82**. A Z-score of 1.82 is in the grey zone; not distressed, not clearly safe.
- **Piotroski F-score: 3/9**. 3 of 9 checks pass: weak or deteriorating financials.

## Dividends
- **Dividend: none**. Transcontinental Realty Investors Inc. does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): -20.1%** (YTD -35.7%, 3-mo 1.8%). The shares are down 20.1% over twelve months including dividends.
- **From 52-week high: -36.8%** (19.7% above the low). Trading 37% below its 52-week high, deep in a drawdown.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 47**. An RSI of 47 is neutral.
- **Beta (1 yr): 0.60** (volatility 59%). Beta of 0.60 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=TCI · Page: https://foliofundamentals.com/stocks/tci

Not investment advice.