# Teradata Corporation (TDC) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Technology / Software. Price $33.62, market value $3.1 billion.

## Valuation
- **P/E (trailing): 7.1×** (5-yr avg 52.4×, 3-yr avg 40.2×). Teradata Corporation trades at 7.1× trailing earnings, well below its own five-year average of 52.4×: cheap by its own standards. The Technology median in the September 2026 study was 32.1×. Forward P/E is 11.5×, higher than trailing, so analysts expect earnings to fall.
- **PEG: 0.70**. A PEG of 0.70 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 1.8×**. Each dollar of revenue is priced at 1.8×.
- **Price / book: 5.3×**. The shares trade at 5.3× book value; most of the value is in earnings power and intangibles rather than the balance sheet.
- **EV / EBITDA: 13.9×**. Enterprise value is 13.9× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Free-cash-flow yield: 23.5%** (5-yr avg 9.5%). Free cash flow equals 23.5% of the market value, above its five-year average of 9.5%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 14.2%**. The inverse of the P/E: 14.2% of the price is earned each year.

## Profitability
- **Gross margin: 60.8%**. Teradata Corporation keeps 60.8% of revenue after the direct cost of what it sells, the kind of margin that comes with software, brands or pricing power.
- **Operating margin: 7.5%**. 7.5% of revenue is left after running the business.
- **Net margin: 7.8%**. 7.8% of each dollar of sales reaches the bottom line.
- **Return on equity: 56.5%**. A 56.5% return on equity is extremely high; check whether buybacks or debt have shrunk the equity base, which flatters the ratio.
- **Return on invested capital: 52.0%**. Return on all capital, debt included, is 52.0%: comfortably above what that capital costs.
- **Return on assets: 25.7%**. Each dollar of assets produces 25.7% of profit.

## Growth
- **Revenue growth (1 yr): -5.0%** (3-yr -2.5%/yr, 5-yr -2.0%/yr). Revenue fell 5.0% over the last year, against -2.0% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 16.4%** (3-yr 63.3%/yr, 5-yr 3.1%/yr). Earnings per share rose 16.4%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): -10.9%/yr**. Free cash flow has compounded at -10.9% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Debt to equity: 1.98**. Debt is 1.98 times equity, a leveraged balance sheet that needs steady cash flow to service.
- **Net debt / EBITDA: net cash**. Teradata Corporation holds more cash than debt.
- **Current ratio: 0.92** (quick 0.92). Current liabilities exceed current assets, so the company depends on ongoing cash generation or refinancing to pay the next year's bills.
- **Altman Z-score: 2.66**. A Z-score of 2.66 is in the grey zone; not distressed, not clearly safe.
- **Piotroski F-score: 7/9**. 7 of 9 fundamental checks pass: strong and improving financials.

## Dividends
- **Dividend: none**. Teradata Corporation does not currently pay a dividend.

## Analyst view
- **Analyst consensus: hold** (8 analysts). 8 analysts cover Teradata Corporation; the consensus is hold, with an average price target of $34.00 (+1% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 61.2%** (YTD 10.4%, 3-mo 4.7%). The shares are up 61.2% over twelve months including dividends.
- **From 52-week high: -19.5%** (63.7% above the low). Trading 20% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 61**. An RSI of 61 is neutral.
- **Beta (1 yr): 1.21** (volatility 66%). Beta of 1.21 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=TDC · Page: https://foliofundamentals.com/stocks/tdc

Not investment advice.