# Templeton Emerging Markets Income Fund Inc. (TEI) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Capital Markets. Price $6.74, market value $318 million.

## Valuation
- **P/E (trailing): 4.3×** (5-yr avg 7.1×, 3-yr avg 7.1×). Templeton Emerging Markets Income Fund Inc. trades at 4.3× trailing earnings, well below its own five-year average of 7.1×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×.
- **Price / sales: 3.4×**. Each dollar of revenue is priced at 3.4×.
- **Price / book: 1.0×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Free-cash-flow yield: 10.1%** (5-yr avg 8.4%). Free cash flow equals 10.1% of the market value, above its five-year average of 8.4%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 23.3%**. The inverse of the P/E: 23.3% of the price is earned each year.

## Profitability
- **Net margin: 99.4%**. 99.4% of each dollar of sales reaches the bottom line.
- **Return on equity: 29.4%**. 29.4% on shareholders' equity is excellent if it is not driven by leverage; sustained above 20% usually signals a competitive advantage.
- **Return on assets: 24.1%**. Each dollar of assets produces 24.1% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 502.8%**. Revenue grew 502.8% over the last year.
- **EPS growth (1 yr): 525.0%**. Earnings per share rose 525.0%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): -1.3%/yr**. Free cash flow has compounded at -1.3% a year over three years.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.
- **Cash and short-term investments: $3 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 9.61%** ($0.57 per share, trailing). Templeton Emerging Markets Income Fund Inc. yields 9.61%, high enough to check carefully: yields this high often precede a cut.
- **Payout ratio: 44%** (128% of free cash flow). 44% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 2**. 2 straight years of increases.
- **Dividend growth (5 yr): 9.1%/yr** (1-yr 53.0%). The dividend has grown 9.1% a year over five years.

## Price and momentum
- **Total return (1 yr): 24.6%** (YTD 10.1%, 3-mo 8.8%). The shares are up 24.6% over twelve months including dividends.
- **From 52-week high: -3.7%** (17.2% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 51**. An RSI of 51 is neutral.
- **Beta (1 yr): 0.59** (volatility 15%). Beta of 0.59 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=TEI · Page: https://foliofundamentals.com/stocks/tei

Not investment advice.