# Truist Financial Corporation (TFC) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Financial Services / Banks. Price $49.41, market value $59.2 billion.

## Valuation
- **P/E (trailing): 12.7×** (5-yr avg 10.8×, 3-yr avg 12.3×). Truist Financial Corporation trades at 12.7× trailing earnings, close to its own five-year average of 10.8×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 10.1×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.74**. A PEG of 0.74 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.1×**. The shares trade at 1.1× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 7.9%**. The inverse of the P/E: 7.9% of the price is earned each year.

## Profitability
- **Return on equity: 8.1%**. 8.1% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): 13.7%** (3-yr -4.8%/yr, 5-yr 4.4%/yr). Earnings per share rose 13.7%.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 4.21%** ($2.08 per share, trailing). Truist Financial Corporation yields 4.21%, an income-level yield.
- **Payout ratio: 50%**. 50% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 11**. 11 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 2.9%/yr** (1-yr 0.0%). The dividend has grown 2.9% a year over five years.
- **Shareholder yield: 11.4%**. Dividends plus net buybacks return 11.4% of the market value a year.

## Analyst view
- **Analyst consensus: hold** (19 analysts). 19 analysts cover Truist Financial Corporation; the consensus is hold, with an average price target of $53.30 (+8% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 16.1%** (YTD 4.1%, 3-mo -3.4%). The shares are up 16.1% over twelve months including dividends.
- **From 52-week high: -12.1%** (14.6% above the low). Trading 12% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 65**. An RSI of 65 is neutral.
- **Beta (1 yr): 0.68** (volatility 23%). Beta of 0.68 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=TFC · Page: https://foliofundamentals.com/stocks/tfc

Not investment advice.