# Triumph Financial Inc. (TFIN) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Financial Services / Banks. Price $63.16, market value $1.5 billion.

## Valuation
- **P/E (trailing): 32.2×** (5-yr avg 65.0×, 3-yr avg 95.1×). Triumph Financial Inc. trades at 32.2× trailing earnings, well below its own five-year average of 65.0×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 18.0×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.25**. A PEG of 0.25 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / book: 1.6×**. The shares trade at 1.6× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 3.1%**. The inverse of the P/E: 3.1% of the price is earned each year.

## Profitability
- **Return on equity: 2.7%**. 2.7% on shareholders' equity is weak; the business earns little on the capital its owners have in it.

## Growth
- **EPS growth (1 yr): 72.2%** (3-yr -38.3%/yr, 5-yr -18.1%/yr). Earnings per share rose 72.2%.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.
- **Cash and short-term investments: $248 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend: none**. Triumph Financial Inc. does not currently pay a dividend.

## Analyst view
- **Analyst consensus: buy** (5 analysts). 5 analysts cover Triumph Financial Inc.; the consensus is buy, with an average price target of $76.00 (+20% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 17.4%** (YTD 2.1%, 3-mo -16.6%). The shares are up 17.4% over twelve months including dividends.
- **From 52-week high: -24.4%** (28.2% above the low). Trading 24% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 54**. An RSI of 54 is neutral.
- **Beta (1 yr): 0.99** (volatility 38%). Beta of 0.99 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=TFIN · Page: https://foliofundamentals.com/stocks/tfin

Not investment advice.