# UP Fintech Holding Ltd representing fifteen (TIGR) fundamentals

Data as of 2026-11-04. NASDAQ, United States. Sector: Financial Services / Capital Markets. Price $3.85, market value $692 million.

## Valuation
- **P/E (trailing): 7.1×** (5-yr avg 307.5×, 3-yr avg 246.4×). UP Fintech Holding Ltd representing fifteen trades at 7.1× trailing earnings, well below its own five-year average of 307.5×: cheap by its own standards. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 4.3×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.03**. A PEG of 0.03 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 1.0×**. Each dollar of revenue is priced at 1.0×.
- **Price / book: 0.8×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Free-cash-flow yield: 189.4%** (5-yr avg 3.3%). Free cash flow equals 189.4% of the market value, above its five-year average of 3.3%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 14.0%**. The inverse of the P/E: 14.0% of the price is earned each year.

## Profitability
- **Gross margin: 68.6%**. UP Fintech Holding Ltd representing fifteen keeps 68.6% of revenue after the direct cost of what it sells, the kind of margin that comes with software, brands or pricing power.
- **Operating margin: 44.0%**. 44.0% of revenue is left after running the business, an exceptional level.
- **Net margin: 28.0%**. 28.0% of each dollar of sales reaches the bottom line.
- **Return on equity: 19.8%**. 19.8% on shareholders' equity is solid.
- **Return on assets: 1.4%**. Each dollar of assets produces 1.4% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 56.3%** (3-yr 39.5%/yr, 5-yr 34.6%/yr). Revenue grew 56.3% over the last year, against 34.6% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 158.3%** (5-yr 44.0%/yr). Earnings per share rose 158.3%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 73.0%/yr**. Free cash flow has compounded at 73.0% a year over three years.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. UP Fintech Holding Ltd representing fifteen does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): -63.7%** (YTD -59.1%, 3-mo -19.5%). The shares are down 63.7% over twelve months including dividends.
- **From 52-week high: -66.1%** (2.4% above the low). Trading 66% below its 52-week high, deep in a drawdown.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 35**. An RSI of 35 is neutral.
- **Beta (1 yr): 1.90** (volatility 56%). Beta of 1.90 against the S&P 500: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=TIGR · Page: https://foliofundamentals.com/stocks/tigr

Not investment advice.