# The Property Franchise Group PLC (TPFG.L) fundamentals

Data as of 2026-09-08. LSE, United Kingdom. Sector: Real Estate / Real Estate Management & Development. Price 450p, market value 287 millionp.

## Valuation
- **P/E (trailing): 15.0×** (5-yr avg 1930.9×, 3-yr avg 1940.1×). The Property Franchise Group PLC trades at 15.0× trailing earnings, well below its own five-year average of 1930.9×: cheap by its own standards. The Real Estate median in the September 2026 study was 25.2×. Forward P/E is 9.9×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.11**. A PEG of 0.11 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 1.9×**. Each dollar of revenue is priced at 1.9×.
- **Price / book: 1.9×**. The shares trade at 1.9× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 5.4×**. Enterprise value is 5.4× operating earnings before depreciation, the multiple that ignores how the company is financed; below 8× is inexpensive for most sectors.
- **Free-cash-flow yield: 12.9%** (5-yr avg 0.1%). Free cash flow equals 12.9% of the market value, above its five-year average of 0.1%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 6.7%**. The inverse of the P/E: 6.7% of the price is earned each year.

## Profitability
- **Gross margin: 61.6%**. The Property Franchise Group PLC keeps 61.6% of revenue after the direct cost of what it sells, the kind of margin that comes with software, brands or pricing power.
- **Operating margin: 26.1%**. 26.1% of revenue is left after running the business, an exceptional level.
- **Net margin: 22.6%**. 22.6% of each dollar of sales reaches the bottom line.
- **Return on equity: 12.3%**. 12.3% on shareholders' equity is solid.
- **Return on invested capital: 18.6%**. Return on all capital, debt included, is 18.6%: comfortably above what that capital costs.
- **Return on assets: 14.2%**. Each dollar of assets produces 14.2% of profit.

## Growth
- **Revenue growth (1 yr): 25.2%** (3-yr 45.9%/yr, 5-yr 50.2%/yr). Revenue grew 25.2% over the last year, against 50.2% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 87.5%** (3-yr 10.9%/yr, 5-yr 16.5%/yr). Earnings per share rose 87.5%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): 37.9%/yr**. Free cash flow has compounded at 37.9% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Debt to equity: 0.11**. Debt is 0.11 times equity: a conservative balance sheet.
- **Net debt / EBITDA: 0.1×**. It would take 0.1 years of operating earnings to repay net borrowings, within the comfortable range.
- **Interest coverage: 17.6×**. Operating profit covers interest 17.6× over, a safe margin.
- **Current ratio: 3.29** (quick 3.29). Current assets cover the next year's liabilities 3.29 times.
- **Altman Z-score: 5.30**. A Z-score of 5.30 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 7/9**. 7 of 9 fundamental checks pass: strong and improving financials.

## Dividends
- **Dividend yield: 4.92%** (0p per share, trailing). The Property Franchise Group PLC yields 4.92%, an income-level yield.
- **Payout ratio: 63%** (57% of free cash flow). 63% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 5**. 5 straight years of increases.
- **Dividend growth (5 yr): 55.3%/yr** (1-yr 23.4%). The dividend has compounded at 55.3% a year over five years, doubling roughly every 1 years at that pace.
- **Shareholder yield: 5.6%**. Dividends plus net buybacks return 5.6% of the market value a year.

## Price and momentum
- **Total return (1 yr): -19.9%** (YTD -12.8%, 3-mo -8.1%). The shares are down 19.9% over twelve months including dividends.
- **From 52-week high: -25.0%** (28.9% above the low). Trading 25% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 45**. An RSI of 45 is neutral.
- **Beta (1 yr): 0.23** (volatility 30%). Beta of 0.23 against the FTSE All-Share: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=TPFG.L · Page: https://foliofundamentals.com/stocks/tpfg.l

Not investment advice.