# ServiceTitan Inc. (TTAN) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Technology / Software. Price $87.92, market value $8.4 billion.

## Valuation
- **P/E (trailing): n/a** (negative earnings). ServiceTitan Inc. reported negative earnings over the last twelve months, so the P/E is not meaningful; use price-to-sales, EV/EBITDA and free-cash-flow yield instead.
- **PEG: 0.67**. A PEG of 0.67 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 8.3×**. Each dollar of revenue is priced at 8.3×.
- **Price / book: 5.5×**. The shares trade at 5.5× book value; most of the value is in earnings power and intangibles rather than the balance sheet.
- **Free-cash-flow yield: 1.4%** (5-yr avg 1.1%). Free cash flow equals 1.4% of the market value, above its five-year average of 1.1%, so the shares are cheaper on cash than they have usually been.

## Profitability
- **Gross margin: 70.9%**. ServiceTitan Inc. keeps 70.9% of revenue after the direct cost of what it sells, the kind of margin that comes with software, brands or pricing power.
- **Operating margin: -14.3%**. Operating margin is negative: the business loses money before interest and tax.
- **Net margin: -16.6%**. The company reported a net loss over the last twelve months.
- **Return on equity: -10.5%**. Return on equity is negative because earnings are negative.
- **Return on invested capital: -10.5%**. Return on all capital, debt included, is -10.5%: close to or below the cost of capital, so growth may not create value.
- **Return on assets: -7.8%**. Each dollar of assets produces -7.8% of profit.

## Growth
- **Revenue growth (1 yr): 24.5%** (3-yr 27.1%/yr). Revenue grew 24.5% over the last year.
- **EPS growth (1 yr): 79.7%**. Earnings per share rose 79.7%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Debt to equity: 0.00**. Debt is 0.00 times equity: a conservative balance sheet.
- **Net debt / EBITDA: 6.8×**. It would take 6.8 years of operating earnings to repay net borrowings, above the 3× level most lenders treat as comfortable.
- **Altman Z-score: 24.35**. A Z-score of 24.35 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. ServiceTitan Inc. does not currently pay a dividend.

## Analyst view
- **Analyst consensus: strong_buy** (15 analysts). 15 analysts cover ServiceTitan Inc.; the consensus is strong_buy, with an average price target of $111.07 (+26% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): -12.4%** (YTD -17.4%, 3-mo 13.6%). The shares are down 12.4% over twelve months including dividends.
- **From 52-week high: -26.7%** (62.3% above the low). Trading 27% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 47**. An RSI of 47 is neutral.
- **Beta (1 yr): 0.58** (volatility 56%). Beta of 0.58 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=TTAN · Page: https://foliofundamentals.com/stocks/ttan

Not investment advice.