# ServiceTitan Inc. (TTAN) fundamentals

Data as of 2026-11-04. NASDAQ, United States. Sector: Technology / Software. Price $83.17, market value $8.0 billion.

## Valuation
- **P/E (trailing): n/a** (negative earnings). ServiceTitan Inc. reported negative earnings over the last twelve months, so the P/E is not meaningful; use price-to-sales, EV/EBITDA and free-cash-flow yield instead.
- **PEG: 0.63**. A PEG of 0.63 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 7.5×**. Each dollar of revenue is priced at 7.5×.
- **Price / book: 5.0×**. The shares trade at 5.0× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 1.7%** (5-yr avg 1.1%). Free cash flow equals 1.7% of the market value, above its five-year average of 1.1%, so the shares are cheaper on cash than they have usually been.

## Profitability
- **Gross margin: 71.1%**. ServiceTitan Inc. keeps 71.1% of revenue after the direct cost of what it sells, the kind of margin that comes with software, brands or pricing power.
- **Operating margin: -13.0%**. Operating margin is negative: the business loses money before interest and tax.
- **Net margin: -16.6%**. The company reported a net loss over the last twelve months.
- **Return on equity: -10.5%**. Return on equity is negative because earnings are negative.
- **Return on invested capital: -10.0%**. Return on all capital, debt included, is -10.0%: close to or below the cost of capital, so growth may not create value.
- **Return on assets: -7.4%**. Each dollar of assets produces -7.4% of profit.

## Growth
- **Revenue growth (1 yr): 24.5%** (3-yr 27.1%/yr). Revenue grew 24.5% over the last year.
- **EPS growth (1 yr): 79.7%**. Earnings per share rose 79.7%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Debt to equity: 0.00**. Debt is 0.00 times equity: a conservative balance sheet.
- **Net debt / EBITDA: 7.7×**. It would take 7.7 years of operating earnings to repay net borrowings, above the 3× level most lenders treat as comfortable.
- **Current ratio: 3.49** (quick 3.49). Current assets cover the next year's liabilities 3.49 times.
- **Altman Z-score: 23.64**. A Z-score of 23.64 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. ServiceTitan Inc. does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): -12.1%** (YTD -22.2%, 3-mo -0.6%). The shares are down 12.1% over twelve months including dividends.
- **From 52-week high: -25.3%** (56.9% above the low). Trading 25% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 60**. An RSI of 60 is neutral.
- **Beta (1 yr): 0.47** (volatility 65%). Beta of 0.47 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=TTAN · Page: https://foliofundamentals.com/stocks/ttan

Not investment advice.