# Twilio Inc. (TWLO) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Technology / Software. Price $213.77, market value $33.1 billion.

## Valuation
- **P/E (trailing): 26.9×** (5-yr avg 677.3×, 3-yr avg 677.3×). Twilio Inc. trades at 26.9× trailing earnings, well below its own five-year average of 677.3×: cheap by its own standards. The Technology median in the September 2026 study was 32.1×. Forward P/E is 31.2×, higher than trailing, so analysts expect earnings to fall.
- **PEG: 0.24**. A PEG of 0.24 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 5.7×**. Each dollar of revenue is priced at 5.7×.
- **Price / book: 3.6×**. The shares trade at 3.6× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 62.2×**. Enterprise value is 62.2× operating earnings before depreciation, the multiple that ignores how the company is financed; above 20× is demanding.
- **Earnings yield: 3.7%**. The inverse of the P/E: 3.7% of the price is earned each year.

## Profitability
- **Gross margin: 48.6%**. Twilio Inc. keeps 48.6% of revenue after the direct cost of what it sells.
- **Operating margin: 6.8%**. 6.8% of revenue is left after running the business.
- **Net margin: 0.7%**. 0.7% of each dollar of sales reaches the bottom line.
- **Return on equity: 0.4%**. 0.4% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on invested capital: 3.9%**. Return on all capital, debt included, is 3.9%: close to or below the cost of capital, so growth may not create value.
- **Return on assets: 13.0%**. Each dollar of assets produces 13.0% of profit.

## Growth
- **Revenue growth (1 yr): 13.7%** (3-yr 9.8%/yr, 5-yr 23.5%/yr). Revenue grew 13.7% over the last year, against 23.5% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 131.8%**. Earnings per share rose 131.8%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Debt to equity: 0.13**. Debt is 0.13 times equity: a conservative balance sheet.
- **Net debt / EBITDA: 0.6×**. It would take 0.6 years of operating earnings to repay net borrowings, within the comfortable range.
- **Current ratio: 4.03** (quick 4.03). Current assets cover the next year's liabilities 4.03 times.
- **Altman Z-score: 12.20**. A Z-score of 12.20 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. Twilio Inc. does not currently pay a dividend, but it returned 2.0% of its market value through buybacks over the last year.

## Analyst view
- **Analyst consensus: buy** (29 analysts). 29 analysts cover Twilio Inc.; the consensus is buy, with an average price target of $267.61 (+25% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 53.9%** (YTD 46.0%, 3-mo 5.6%). The shares are up 53.9% over twelve months including dividends.
- **From 52-week high: -30.7%** (103.6% above the low). Trading 31% below its 52-week high, deep in a drawdown.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 32**. An RSI of 32 is neutral.
- **Beta (1 yr): 1.56** (volatility 66%). Beta of 1.56 against the S&P 500: the shares move much more than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=TWLO · Page: https://foliofundamentals.com/stocks/twlo

Not investment advice.