# Two Harbors Investment Corp (TWO) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Diversified Financial Services. Price $12.18, market value $1.3 billion.

## Valuation
- **P/E (trailing): n/a** (negative earnings). Two Harbors Investment Corp reported negative earnings over the last twelve months, so the P/E is not meaningful; use price-to-sales, EV/EBITDA and free-cash-flow yield instead.
- **Price / book: 1.1×**. The shares trade at 1.1× book value; book value is a meaningful part of the valuation.

## Profitability
- **Return on equity: -25.4%**. Return on equity is negative because earnings are negative.

## Growth
- **EPS growth (1 yr): -305.9%**. Earnings per share fell 305.9%.

## Financial health
- **Cash and short-term investments: $842 million**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 11.17%** ($1.36 per share, trailing). Two Harbors Investment Corp yields 11.17%, high enough to check carefully: yields this high often precede a cut.
- **Dividend growth (5 yr): -4.0%/yr** (1-yr -9.4%). The dividend has not grown over five years.

## Price and momentum
- **Total return (1 yr): 40.6%** (YTD 27.1%, 3-mo 0.2%). The shares are up 40.6% over twelve months including dividends.
- **From 52-week high: -14.0%** (38.7% above the low). Trading 14% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 64**. An RSI of 64 is neutral.
- **Beta (1 yr): 0.22** (volatility 39%). Beta of 0.22 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=TWO · Page: https://foliofundamentals.com/stocks/two

Not investment advice.