# UDR Inc. (UDR) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Real Estate / Equity Real Estate Investment Trusts (REITs). Price $36.38, market value $13.4 billion.

## Valuation
- **P/E (trailing): 23.0×** (5-yr avg 88.8×, 3-yr avg 70.9×). UDR Inc. trades at 23.0× trailing earnings, well below its own five-year average of 88.8×: cheap by its own standards. The Real Estate median in the September 2026 study was 25.2×. Forward P/E is 65.0×, higher than trailing, so analysts expect earnings to fall.
- **PEG: 0.19**. A PEG of 0.19 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 30.7×**. Each dollar of revenue is priced at 30.7×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 4.0×**. The shares trade at 4.0× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 14.0×**. Enterprise value is 14.0× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Earnings yield: 4.3%**. The inverse of the P/E: 4.3% of the price is earned each year.

## Profitability
- **Operating margin: 153.4%**. 153.4% of revenue is left after running the business, an exceptional level.
- **Return on equity: 11.5%**. 11.5% on shareholders' equity is solid.
- **Return on invested capital: 5.8%**. Return on all capital, debt included, is 5.8%: close to or below the cost of capital, so growth may not create value.
- **Return on assets: 4.9%**. Each dollar of assets produces 4.9% of profit.

## Growth
- **Revenue growth (1 yr): 36.6%** (3-yr 31.3%/yr, 5-yr 17.5%/yr). Revenue grew 36.6% over the last year, against 17.5% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 334.6%** (3-yr 63.2%/yr, 5-yr 41.4%/yr). Earnings per share rose 334.6%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Debt to equity: 1.77**. Debt is 1.77 times equity, a leveraged balance sheet, which is normal for real estate.
- **Net debt / EBITDA: 4.2×**. It would take 4.2 years of operating earnings to repay net borrowings, above the 3× level most lenders treat as comfortable.
- **Altman Z-score: 1.85**. A Z-score of 1.85 is in the grey zone; not distressed, not clearly safe.
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 4.76%** ($1.73 per share, trailing). UDR Inc. yields 4.76%, an income-level yield.
- **Payout ratio: 150%**. The dividend exceeds earnings (150% payout), which is rarely sustainable outside REITs and one-off years.
- **Consecutive years of increases: 16**. 16 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 3.8%/yr** (1-yr 1.2%). The dividend has grown 3.8% a year over five years.

## Analyst view
- **Analyst consensus: buy** (21 analysts). 21 analysts cover UDR Inc.; the consensus is buy, with an average price target of $42.02 (+16% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): -2.5%** (YTD 2.0%, 3-mo -6.9%). The shares are down 2.5% over twelve months including dividends.
- **From 52-week high: -13.4%** (10.4% above the low). Trading 13% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 34**. An RSI of 34 is neutral.
- **Beta (1 yr): 0.16** (volatility 20%). Beta of 0.16 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=UDR · Page: https://foliofundamentals.com/stocks/udr

Not investment advice.
