# UMH Properties Inc. (UMH) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Real Estate / Equity Real Estate Investment Trusts (REITs). Price $15.95, market value $1.4 billion.

## Valuation
- **P/E (trailing): 132.9×** (5-yr avg 282.8×, 3-yr avg 399.9×). UMH Properties Inc. trades at 132.9× trailing earnings, well below its own five-year average of 282.8×: cheap by its own standards. The Real Estate median in the September 2026 study was 25.2×. Forward P/E is 93.8×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.70**. A PEG of 0.70 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 5.0×**. Each dollar of revenue is priced at 5.0×.
- **Price / book: 2.4×**. The shares trade at 2.4× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 0.8%**. The inverse of the P/E: 0.8% of the price is earned each year.

## Profitability
- **Net margin: 10.0%**. 10.0% of each dollar of sales reaches the bottom line.
- **Return on equity: 2.9%**. 2.9% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 1.8%**. Each dollar of assets produces 1.8% of profit.

## Growth
- **Revenue growth (1 yr): 8.8%** (3-yr 10.2%/yr, 5-yr 9.9%/yr). Revenue grew 8.8% over the last year, against 9.9% a year compounded over five years.
- **EPS growth (1 yr): 133.3%**. Earnings per share rose 133.3%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Debt to equity: 0.17**. Debt is 0.17 times equity: a conservative balance sheet.
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 5.64%** ($0.90 per share, trailing). UMH Properties Inc. yields 5.64%, an income-level yield.
- **Payout ratio: 271%**. The dividend exceeds earnings (271% payout), which is rarely sustainable outside REITs and one-off years.
- **Consecutive years of increases: 16**. 16 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 4.3%/yr** (1-yr 4.7%). The dividend has grown 4.3% a year over five years.

## Price and momentum
- **Total return (1 yr): 10.6%** (YTD 3.2%, 3-mo 4.5%). The shares are up 10.6% over twelve months including dividends.
- **From 52-week high: -4.9%** (14.5% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 46**. An RSI of 46 is neutral.
- **Beta (1 yr): 0.09** (volatility 20%). Beta of 0.09 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=UMH · Page: https://foliofundamentals.com/stocks/umh

Not investment advice.