# Universal Technical Institute Inc (UTI) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Consumer Cyclical / Consumer Services. Price $21.70, market value $1.2 billion.

## Valuation
- **P/E (trailing): 35.6×** (5-yr avg 33.8×, 3-yr avg 38.3×). Universal Technical Institute Inc trades at 35.6× trailing earnings, close to its own five-year average of 33.8×. The Consumer Cyclical median in the September 2026 study was 19.5×. Forward P/E is 23.3×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.46**. A PEG of 0.46 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 1.4×**. Each dollar of revenue is priced at 1.4×.
- **Price / book: 3.5×**. The shares trade at 3.5× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 14.2×**. Enterprise value is 14.2× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Free-cash-flow yield: -1.9%** (5-yr avg -2.6%). Free cash flow is negative: the business is consuming cash, which is normal for heavy investment phases but a warning otherwise.
- **Earnings yield: 2.8%**. The inverse of the P/E: 2.8% of the price is earned each year.

## Profitability
- **Operating margin: 5.0%**. 5.0% of revenue is left after running the business.
- **Net margin: 7.5%**. 7.5% of each dollar of sales reaches the bottom line.
- **Return on equity: 19.2%**. 19.2% on shareholders' equity is solid.
- **Return on invested capital: 12.1%**. Return on all capital, debt included, is 12.1%.
- **Return on assets: 4.2%**. Each dollar of assets produces 4.2% of profit.

## Growth
- **Revenue growth (1 yr): 14.0%** (3-yr 25.9%/yr, 5-yr 22.7%/yr). Revenue grew 14.0% over the last year, against 22.7% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 50.7%** (3-yr 43.8%/yr, 5-yr 86.6%/yr). Earnings per share rose 50.7%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Debt to equity: 0.27**. Debt is 0.27 times equity: a conservative balance sheet.
- **Net debt / EBITDA: net cash**. Universal Technical Institute Inc holds more cash than debt.
- **Current ratio: 1.07** (quick 1.07). Current assets cover the next year's liabilities 1.07 times.
- **Altman Z-score: 3.37**. A Z-score of 3.37 places the company in the safe zone for bankruptcy risk.
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend: none**. Universal Technical Institute Inc does not currently pay a dividend.

## Price and momentum
- **Total return (1 yr): -26.4%** (YTD -16.3%, 3-mo -47.1%). The shares are down 26.4% over twelve months including dividends.
- **From 52-week high: -57.7%** (20.4% above the low). Trading 58% below its 52-week high, deep in a drawdown.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 53**. An RSI of 53 is neutral.
- **Beta (1 yr): 0.83** (volatility 68%). Beta of 0.83 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=UTI · Page: https://foliofundamentals.com/stocks/uti

Not investment advice.
