# Voya Financial Inc. (VOYA) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Capital Markets. Price $104.09, market value $9.4 billion.

## Valuation
- **P/E (trailing): 17.6×** (5-yr avg 10.3×, 3-yr avg 11.7×). Voya Financial Inc. trades at 17.6× trailing earnings, well above its own five-year average of 10.3×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 9.2×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 4.71**. A PEG of 4.71 means the P/E is high relative to expected earnings growth; the price already assumes a lot.
- **Price / sales: 2.6×**. Each dollar of revenue is priced at 2.6×.
- **Price / book: 2.0×**. The shares trade at 2.0× book value; book value is a meaningful part of the valuation.
- **Earnings yield: 5.7%**. The inverse of the P/E: 5.7% of the price is earned each year.

## Profitability
- **Net margin: 29.0%**. 29.0% of each dollar of sales reaches the bottom line.
- **Return on equity: 13.2%**. 13.2% on shareholders' equity is solid.
- **Return on assets: 0.3%**. Each dollar of assets produces 0.3% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 4.9%** (3-yr 10.1%/yr, 5-yr 5.2%/yr). Revenue grew 4.9% over the last year, against 5.2% a year compounded over five years.
- **EPS growth (1 yr): 1.9%** (3-yr 13.5%/yr). Earnings per share rose 1.9%, roughly in step with revenue.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 1.81%** ($1.86 per share, trailing). Voya Financial Inc. yields 1.81%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 27%**. 27% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 13**. 13 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 24.8%/yr** (1-yr 7.1%). The dividend has compounded at 24.8% a year over five years, doubling roughly every 3 years at that pace.

## Price and momentum
- **Total return (1 yr): 36.7%** (YTD 41.5%, 3-mo 20.1%). The shares are up 36.7% over twelve months including dividends.
- **From 52-week high: -1.5%** (61.4% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 63**. An RSI of 63 is neutral.
- **Beta (1 yr): 0.78** (volatility 26%). Beta of 0.78 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=VOYA · Page: https://foliofundamentals.com/stocks/voya

Not investment advice.