# Westamerica Bancorporation (WABC) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Banks. Price $59.39, market value $1.4 billion.

## Valuation
- **P/E (trailing): 13.1×** (5-yr avg 11.0×, 3-yr avg 9.5×). Westamerica Bancorporation trades at 13.1× trailing earnings, close to its own five-year average of 11.0×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 12.7×, lower than trailing, so analysts expect earnings to grow.
- **Price / book: 1.6×**. The shares trade at 1.6× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 7.9%** (5-yr avg 9.3%). Free cash flow equals 7.9% of the market value, in line with its five-year average of 9.3%. Above 5% is generally attractive.
- **Earnings yield: 7.6%**. The inverse of the P/E: 7.6% of the price is earned each year.

## Profitability
- **Return on equity: 12.4%**. 12.4% on shareholders' equity is solid.

## Growth
- **EPS growth (1 yr): -13.1%** (3-yr -0.1%/yr, 5-yr 8.7%/yr). Earnings per share fell 13.1%.
- **Free-cash-flow growth (3 yr): 2.0%/yr**. Free cash flow has compounded at 2.0% a year over three years, keeping pace with earnings: the growth is real cash.

## Dividends
- **Dividend yield: 3.23%** ($1.86 per share, trailing). Westamerica Bancorporation yields 3.23%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 40%** (42% of free cash flow). 40% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 26**. 26 straight years of increases (the data covers 26 years, so this may be longer): a record very few companies hold.
- **Dividend growth (5 yr): 2.1%/yr** (1-yr 3.4%). The dividend has grown 2.1% a year over five years.

## Price and momentum
- **Total return (1 yr): 21.8%** (YTD 26.4%, 3-mo 5.0%). The shares are up 21.8% over twelve months including dividends.
- **From 52-week high: -6.6%** (32.2% above the low). Trading 7% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 56**. An RSI of 56 is neutral.
- **Beta (1 yr): 0.37** (volatility 20%). Beta of 0.37 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=WABC · Page: https://foliofundamentals.com/stocks/wabc

Not investment advice.