# Washington Trust Bancorp Inc. (WASH) fundamentals

Data as of 2026-11-04. NASDAQ, United States. Sector: Financial Services / Banks. Price $39.19, market value $748 million.

## Valuation
- **P/E (trailing): 11.8×** (5-yr avg 9.6×, 3-yr avg 9.9×). Washington Trust Bancorp Inc. trades at 11.8× trailing earnings, well above its own five-year average of 9.6×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 10.9×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.04**. A PEG of 0.04 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 7.5×**. Each dollar of revenue is priced at 7.5×.
- **Price / book: 1.4×**. The shares trade at 1.4× book value; book value is a meaningful part of the valuation.
- **Free-cash-flow yield: 12.8%** (5-yr avg 12.4%). Free cash flow equals 12.8% of the market value, in line with its five-year average of 12.4%. Above 5% is generally attractive.
- **Earnings yield: 8.5%**. The inverse of the P/E: 8.5% of the price is earned each year.

## Profitability
- **Net margin: 90.5%**. 90.5% of each dollar of sales reaches the bottom line.
- **Return on equity: 9.6%**. 9.6% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 0.8%**. Each dollar of assets produces 0.8% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): 19.7%** (3-yr 6.2%/yr, 5-yr 5.0%/yr). Revenue grew 19.7% over the last year, against 5.0% a year compounded over five years: growth is accelerating.
- **EPS growth (1 yr): 266.3%** (3-yr -13.0%/yr, 5-yr -7.5%/yr). Earnings per share rose 266.3%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): -9.8%/yr**. Free cash flow has compounded at -9.8% a year over three years, keeping pace with earnings: the growth is real cash.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 5.71%** ($2.24 per share, trailing). Washington Trust Bancorp Inc. yields 5.71%, an income-level yield.
- **Payout ratio: 83%** (45% of free cash flow). 83% of earnings goes out as dividends, leaving a thin cushion.
- **Consecutive years of increases: 1**. 1 straight year of increases.
- **Dividend growth (5 yr): 1.8%/yr** (1-yr 33.3%). The dividend has grown 1.8% a year over five years.

## Analyst view
- **Analyst consensus: hold** (3 analysts). 3 analysts cover Washington Trust Bancorp Inc.; the consensus is hold, with an average price target of $38.67 (-1% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 54.2%** (YTD 42.2%, 3-mo 0.7%). The shares are up 54.2% over twelve months including dividends.
- **From 52-week high: -3.3%** (47.8% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 62**. An RSI of 62 is neutral.
- **Beta (1 yr): 0.67** (volatility 33%). Beta of 0.67 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=WASH · Page: https://foliofundamentals.com/stocks/wash

Not investment advice.