# Webster Financial Corporation (WBS) fundamentals

Data as of 2026-09-08. NYSE, United States. Sector: Financial Services / Banks. Price $77.57, market value $12.6 billion.

## Valuation
- **P/E (trailing): 12.6×** (5-yr avg 10.9×, 3-yr avg 10.8×). Webster Financial Corporation trades at 12.6× trailing earnings, close to its own five-year average of 10.9×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 11.0×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.31**. A PEG of 0.31 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 13.6×**. Each dollar of revenue is priced at 13.6×, a level that requires very high margins or very fast growth to justify.
- **Price / book: 1.4×**. The shares trade at 1.4× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 8.7×**. Enterprise value is 8.7× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Free-cash-flow yield: 10.5%** (5-yr avg 14.1%). Free cash flow equals 10.5% of the market value, below its five-year average of 14.1%, so the shares are pricier on cash than usual. Above 5% is generally attractive.
- **Earnings yield: 7.9%**. The inverse of the P/E: 7.9% of the price is earned each year.

## Profitability
- **Operating margin: 157.4%**. 157.4% of revenue is left after running the business, an exceptional level.
- **Net margin: 421.4%**. 421.4% of each dollar of sales reaches the bottom line.
- **Return on equity: 10.6%**. 10.6% on shareholders' equity is solid.
- **Return on invested capital: 11.2%**. Return on all capital, debt included, is 11.2%.
- **Return on assets: 1.2%**. Each dollar of assets produces 1.2% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): -3.1%** (3-yr -4.0%/yr, 5-yr 3.7%/yr). Revenue fell 3.1% over the last year, against 3.7% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 35.0%** (3-yr 16.6%/yr, 5-yr 20.2%/yr). Earnings per share rose 35.0%, faster than revenue, so margins expanded or the share count shrank.
- **Free-cash-flow growth (3 yr): -8.3%/yr**. Free cash flow has compounded at -8.3% a year over three years, lagging earnings: check whether profits are turning into cash.

## Financial health
- **Piotroski F-score: 6/9**. 6 of 9 checks pass: mixed.

## Dividends
- **Dividend yield: 2.06%** ($1.60 per share, trailing). Webster Financial Corporation yields 2.06%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 27%** (20% of free cash flow). 27% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 16**. 16 straight years of increases, a record that survived at least one recession.
- **Dividend growth (5 yr): 0.0%/yr** (1-yr 0.0%). The dividend has not grown over five years.

## Analyst view
- **Analyst consensus: hold** (11 analysts). 11 analysts cover Webster Financial Corporation; the consensus is hold, with an average price target of $76.18 (-2% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 36.3%** (YTD 24.6%, 3-mo 6.1%). The shares are up 36.3% over twelve months including dividends.
- **From 52-week high: -2.7%** (47.2% above the low). Trading within 5% of its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 50**. An RSI of 50 is neutral.
- **Beta (1 yr): 0.85** (volatility 23%). Beta of 0.85 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=WBS · Page: https://foliofundamentals.com/stocks/wbs

Not investment advice.