# Woori Financial Group Inc. (each representing three (3) shares of) (WF) fundamentals

Data as of 2026-11-04. NYSE, United States. Sector: Financial Services / Banks. Price $66.30, market value $16.2 billion.

## Valuation
- **P/E (trailing): 7.7×** (5-yr avg 0.0×, 3-yr avg 0.0×). Woori Financial Group Inc. (each representing three (3) shares of) trades at 7.7× trailing earnings, well above its own five-year average of 0.0×: investors are paying up relative to the company's past. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 5.7×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.02**. A PEG of 0.02 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 0.0×**. Each dollar of revenue is priced at 0.0×, a low multiple typical of thin-margin businesses or out-of-favour stocks.
- **Price / book: 0.0×**. The shares trade below book value, which can signal a bargain or a balance sheet the market doubts.
- **Free-cash-flow yield: 50249.5%**. Free cash flow equals 50249.5% of the market value. Above 5% is generally attractive.
- **Earnings yield: 13.0%**. The inverse of the P/E: 13.0% of the price is earned each year.

## Profitability
- **Net margin: 23.5%**. 23.5% of each dollar of sales reaches the bottom line.
- **Return on equity: 8.7%**. 8.7% on shareholders' equity is weak; the business earns little on the capital its owners have in it.
- **Return on assets: 0.5%**. Each dollar of assets produces 0.5% of profit; low single digits are normal for banks and insurers.

## Growth
- **EPS growth (1 yr): 354.8%**. Earnings per share rose 354.8%.
- **Free-cash-flow growth (3 yr): 864.5%/yr**. Free cash flow has compounded at 864.5% a year over three years.

## Financial health
- **Cash and short-term investments: $38.50 trillion**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 4.33%** ($2.87 per share, trailing). Woori Financial Group Inc. (each representing three (3) shares of) yields 4.33%, an income-level yield.
- **Payout ratio: 30%**. 30% of earnings goes out as dividends, leaving room to keep raising it.

## Analyst view
- **Analyst consensus: strong_buy** (1 analyst). 1 analysts cover Woori Financial Group Inc. (each representing three (3) shares of); the consensus is strong_buy, with an average price target of $88.92 (+34% from the current price). Analyst opinion is shown for context; it is not part of the Fundamental Score.

## Price and momentum
- **Total return (1 yr): 22.7%** (YTD 12.8%, 3-mo -5.2%). The shares are up 22.7% over twelve months including dividends.
- **From 52-week high: -21.7%** (35.8% above the low). Trading 22% below its 52-week high.
- **200-day average: below**. The price sits below its 200-day moving average, the usual definition of a downtrend.
- **RSI (14-day): 36**. An RSI of 36 is neutral.
- **Beta (1 yr): 1.21** (volatility 36%). Beta of 1.21 against the S&P 500: the shares move roughly with the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=WF · Page: https://foliofundamentals.com/stocks/wf

Not investment advice.