# Willis Towers Watson Public Limited Company (WTW) fundamentals

Data as of 2026-09-08. NASDAQ, United States. Sector: Financial Services / Insurance. Price $334.74, market value $31.1 billion.

## Valuation
- **P/E (trailing): 20.8×** (5-yr avg 19.1×, 3-yr avg 21.8×). Willis Towers Watson Public Limited Company trades at 20.8× trailing earnings, close to its own five-year average of 19.1×. The Financial Services median in the September 2026 study was 13.1×. Forward P/E is 14.6×, lower than trailing, so analysts expect earnings to grow.
- **PEG: 0.01**. A PEG of 0.01 means the P/E is low relative to expected earnings growth: the market is not paying much for that growth.
- **Price / sales: 3.1×**. Each dollar of revenue is priced at 3.1×.
- **Price / book: 4.0×**. The shares trade at 4.0× book value; book value is a meaningful part of the valuation.
- **EV / EBITDA: 12.8×**. Enterprise value is 12.8× operating earnings before depreciation, the multiple that ignores how the company is financed.
- **Free-cash-flow yield: 5.4%** (5-yr avg 4.4%). Free cash flow equals 5.4% of the market value, above its five-year average of 4.4%, so the shares are cheaper on cash than they have usually been. Above 5% is generally attractive.
- **Earnings yield: 4.8%**. The inverse of the P/E: 4.8% of the price is earned each year.

## Profitability
- **Operating margin: 22.7%**. 22.7% of revenue is left after running the business, a healthy level in most sectors.
- **Net margin: 16.9%**. 16.9% of each dollar of sales reaches the bottom line.
- **Return on equity: 20.1%**. 20.1% on shareholders' equity is excellent if it is not driven by leverage; sustained above 20% usually signals a competitive advantage.
- **Return on invested capital: 15.9%**. Return on all capital, debt included, is 15.9%: comfortably above what that capital costs.
- **Return on assets: 5.3%**. Each dollar of assets produces 5.3% of profit; low single digits are normal for banks and insurers.

## Growth
- **Revenue growth (1 yr): -2.3%** (3-yr 2.9%/yr, 5-yr 2.2%/yr). Revenue fell 2.3% over the last year, against 2.2% a year compounded over five years: growth is slowing.
- **EPS growth (1 yr): 1793.8%** (3-yr 21.9%/yr, 5-yr 16.3%/yr). Earnings per share rose 1793.8%, faster than revenue, so margins expanded or the share count shrank.

## Financial health
- **Piotroski F-score: 5/9**. 5 of 9 checks pass: mixed.
- **Cash and short-term investments: $3.1 billion**. Leverage ratios are shown differently for banks and insurers, whose balance sheets are built on deposits and reserves; use return on equity and the regulatory capital in the filings instead.

## Dividends
- **Dividend yield: 1.15%** ($1.88 per share, trailing). Willis Towers Watson Public Limited Company yields 1.15%, a modest yield more typical of a growth-oriented payer.
- **Payout ratio: 22%** (21% of free cash flow). 22% of earnings goes out as dividends, leaving room to keep raising it.
- **Consecutive years of increases: 9**. 9 straight years of increases.
- **Dividend growth (5 yr): 6.0%/yr** (1-yr 4.5%). The dividend has grown 6.0% a year over five years.

## Price and momentum
- **Total return (1 yr): 2.8%** (YTD 2.6%, 3-mo 27.5%). The shares are up 2.8% over twelve months including dividends.
- **From 52-week high: -5.1%** (39.1% above the low). Trading 5% below its 52-week high.
- **200-day average: above**. The price sits above its 200-day moving average, the usual definition of an uptrend.
- **RSI (14-day): 52**. An RSI of 52 is neutral.
- **Beta (1 yr): -0.09** (volatility 30%). Beta of -0.09 against the S&P 500: the shares move much less than the market.

Live score and charts: https://foliofundamentals.com/analyzer?s=WTW · Page: https://foliofundamentals.com/stocks/wtw

Not investment advice.