# Trust & Transparency — FolioFundamentals

> FolioFundamentals aggregates data from established market-data and regulatory sources, computes every score algorithmically, and never accepts payment to promote a stock. Brokerage connections are read-only — we can display holdings but can never trade or move money. Nothing here is financial advice.

## Where our data comes from

| Data | Sources |
|------|---------|
| Fundamentals, prices & estimates | Financial Modeling Prep, Yahoo Finance, Finnhub |
| Regulatory filings | SEC EDGAR (US), EDINET (Japan) |
| Dividends & earnings dates | Nasdaq, TMX (Canada), NSE (India), Euronext & European venues |
| Options & expected move | Live options chains (implied volatility / ATM straddle) |
| Your portfolio holdings | Plaid — read-only connection to 12,000+ institutions |
| AI-written summaries | Google Gemini, strictly grounded in the numbers above |

Market data can be delayed and occasionally contains provider errors; confirm critical figures with primary sources before acting.

## Editorial independence & conflicts of interest

- **No paid promotion** — we never accept money to feature, rate, or recommend any security.
- **Algorithmic scoring** — the 0–100 Fundamental Score follows a fixed, published methodology, not hand-picking.
- **Not financial advice** — informational/educational only; we are not a broker-dealer or registered investment adviser.
- **No affiliate steering** — scores aren't influenced by any commercial relationship.

## Security & your data

- **Read-only brokerage access** via Plaid — balances and positions only; no trading, transfers, or withdrawals. Disconnect anytime.
- Traffic is encrypted in transit (HTTPS/TLS).
- We do not sell your personal information (see the Privacy Policy).
- Brokerage credentials are handled by Plaid — FolioFundamentals never sees or stores your brokerage password.

FolioFundamentals is an independent product and does not currently claim a formal SOC 2 certification. We describe our actual practices rather than imply audits we haven't completed; this will be updated if that changes.

## How our analysis works

The Methodology page (/methodology) documents how the Fundamental Score's five pillars — valuation, profitability, growth, financial health, dividend quality — are calculated and sector-normalized. Learn the concepts in our guide to analyzing stocks (/learn/how-to-analyze-stocks).

## Contact

Questions about our data, independence, or security? Contact us at https://foliofundamentals.com/contact