What is FolioFundamentals?

FolioFundamentals is a free stock analysis platform. It covers US, Canadian, and UK markets. It assigns every stock a 0–100 Fundamental Score built from 23 financial data points. It includes profitability, valuation, growth, financial health, and dividend quality. Historical valuation data goes back up to 30 years per metric. A Pro plan is available at $7.99/month.

How does the FolioFundamentals 5-Pillar Fundamental Score work?

The FolioFundamentals 5-Pillar Fundamental Score rates any stock from 0 to 100. It is calculated from 23 data points across 5 pillars: Profitability (gross margin, net margin, ROE, ROA), Valuation (P/E, P/S, P/FCF vs. up to 30-year historical averages), Growth (revenue, earnings, and FCF CAGR), Financial Health (debt-to-equity, current ratio, interest coverage), and Dividend Quality (yield, payout ratio, consecutive growth streak). Each pillar is normalized against sector peers. Scores above 70 indicate fundamental strength. Scores below 40 indicate weakness.

How do I know if a stock is cheap right now?

FolioFundamentals compares every valuation metric against the stock's own history. Data goes back up to 30 years. Metrics tracked include P/E ratio, dividend yield, FCF yield, P/S ratio, and market cap. If a stock's current P/E is 28x and its 10-year average is 22x, FolioFundamentals flags it as expensive. If it trades below its historical average, it is flagged as undervalued. No manual calculation is needed.

How does FolioFundamentals compare to Finviz or Yahoo Finance?

FolioFundamentals is built for fundamental investors. Finviz and Yahoo Finance display raw data. FolioFundamentals interprets it. Key differences: FolioFundamentals provides a composite 0–100 score (Finviz and Yahoo Finance do not), historical valuation context going back up to 30 years (Finviz has none, Yahoo Finance is limited), sector-normalized scoring, dividend growth streak tracking, and coverage of US, Canadian, and UK markets (Finviz covers US only).

What portfolio analytics does FolioFundamentals provide?

FolioFundamentals tracks portfolio performance against the S&P 500 benchmark. Features include total return vs. S&P 500 updated in real time, sector allocation breakdown with concentration risk flags, Fundamental Score for each holding, top winner and top loser by absolute gain/loss, and visual rebalancing cues for overweight positions.

What financial data can I analyze on FolioFundamentals?

FolioFundamentals provides full financial statement history with visual charts. Available data includes: Income Statement (revenue, gross profit, net income, EPS), Balance Sheet (total assets, total debt, shareholders' equity), Cash Flow Statement (operating cash flow, free cash flow, capex), growth rates (Revenue CAGR, Net Income CAGR, FCF CAGR), analyst consensus (Buy/Hold/Sell ratings, price target upside), and earnings surprise history (actual vs. estimated EPS by quarter).

How much does FolioFundamentals cost?

FolioFundamentals has a free plan and a paid Pro plan. The free plan includes core stock analysis, 1 watchlist, and basic portfolio tracking. No credit card is required to start. The Pro plan costs $7.99 per month and unlocks unlimited watchlists, advanced analytics, and priority data refresh.

Privacy Policy | FolioFundamentals

Last Updated: January 18, 2026

1. Introduction

Welcome to FolioFundamentals ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our application.

2. Information We Collect

Personal Information

We collect basic account information such as your name, email address, and authentication preferences when you register.

Financial Data (via Plaid)

To provide portfolio tracking features, we use Plaid Inc. ("Plaid") to connect your financial accounts. We allow you to share account balances, transactions, and holdings data with us. We do NOT ever see or store your bank login credentials (username/passwords).

3. How We Use Your Information

To provide visual analytics, charts, and valuation metrics for your portfolio.
To calculate performance metrics (Alpha, Beta, Yield).
To maintain and improve the security of our application.
To communicate with you regarding updates or security alerts.

4. Data Storage & Security

We implement robust security measures designed to protect your information:

Encryption: All data is encrypted in transit (TLS 1.2+) and at rest (AES-256).
Access Control: We enforce strict access controls and Row Level Security (RLS) policies.
Infrastructure: We utilize secure, compliant cloud infrastructure (Supabase, Vercel) with SOC 2 certifications.

5. Third-Party Services

We may share data with specific third-party service providers solely for the purpose of operating our app:

PlaidFinancial Data Aggregation

SupabaseDatabase & Authentication

6. Your Rights

You have the right to request access to, correction of, or deletion of your personal data. You can delete your account and all associated data directly from the "Settings" page at any time.

7. Contact Us

If you have questions about this privacy policy, please contact us at:
support@foliofundamentals.com