What is FolioFundamentals?

FolioFundamentals is a free stock analysis platform. It covers US, Canadian, and UK markets. It assigns every stock a 0–100 Fundamental Score built from 23 financial data points. It includes profitability, valuation, growth, financial health, and dividend quality. Historical valuation data goes back up to 30 years per metric. A Pro plan is available at $7.99/month.

How does the FolioFundamentals 5-Pillar Fundamental Score work?

The FolioFundamentals 5-Pillar Fundamental Score rates any stock from 0 to 100. It is calculated from 23 data points across 5 pillars: Profitability (gross margin, net margin, ROE, ROA), Valuation (P/E, P/S, P/FCF vs. up to 30-year historical averages), Growth (revenue, earnings, and FCF CAGR), Financial Health (debt-to-equity, current ratio, interest coverage), and Dividend Quality (yield, payout ratio, consecutive growth streak). Each pillar is normalized against sector peers. Scores above 70 indicate fundamental strength. Scores below 40 indicate weakness.

How do I know if a stock is cheap right now?

FolioFundamentals compares every valuation metric against the stock's own history. Data goes back up to 30 years. Metrics tracked include P/E ratio, dividend yield, FCF yield, P/S ratio, and market cap. If a stock's current P/E is 28x and its 10-year average is 22x, FolioFundamentals flags it as expensive. If it trades below its historical average, it is flagged as undervalued. No manual calculation is needed.

How does FolioFundamentals compare to Finviz or Yahoo Finance?

FolioFundamentals is built for fundamental investors. Finviz and Yahoo Finance display raw data. FolioFundamentals interprets it. Key differences: FolioFundamentals provides a composite 0–100 score (Finviz and Yahoo Finance do not), historical valuation context going back up to 30 years (Finviz has none, Yahoo Finance is limited), sector-normalized scoring, dividend growth streak tracking, and coverage of US, Canadian, and UK markets (Finviz covers US only).

What portfolio analytics does FolioFundamentals provide?

FolioFundamentals tracks portfolio performance against the S&P 500 benchmark. Features include total return vs. S&P 500 updated in real time, sector allocation breakdown with concentration risk flags, Fundamental Score for each holding, top winner and top loser by absolute gain/loss, and visual rebalancing cues for overweight positions.

What financial data can I analyze on FolioFundamentals?

FolioFundamentals provides full financial statement history with visual charts. Available data includes: Income Statement (revenue, gross profit, net income, EPS), Balance Sheet (total assets, total debt, shareholders' equity), Cash Flow Statement (operating cash flow, free cash flow, capex), growth rates (Revenue CAGR, Net Income CAGR, FCF CAGR), analyst consensus (Buy/Hold/Sell ratings, price target upside), and earnings surprise history (actual vs. estimated EPS by quarter).

How much does FolioFundamentals cost?

FolioFundamentals has a free plan and a paid Pro plan. The free plan includes core stock analysis, 1 watchlist, and basic portfolio tracking. No credit card is required to start. The Pro plan costs $7.99 per month and unlocks unlimited watchlists, advanced analytics, and priority data refresh.

Terms of Service | FolioFundamentals

1. Acceptance of Terms

By accessing or using FolioFundamentals ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service. We may update these terms from time to time — continued use of the Service after changes constitutes acceptance of the updated terms.

2. Use of the Service

FolioFundamentals provides stock market data, fundamental analysis scores, and portfolio tracking tools for informational purposes only. Nothing on this platform constitutes financial, investment, tax, or legal advice. You are solely responsible for your own investment decisions and should consult a qualified financial advisor before making any investment.

You agree to use the Service only for lawful purposes and in a way that does not infringe on the rights of others or restrict their use and enjoyment of the Service.

3. Account Responsibility

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must notify us immediately of any unauthorized use of your account at support@foliofundamentals.com. We are not liable for any loss or damage arising from your failure to protect your credentials.

4. Data & Brokerage Connections

Portfolio synchronization is powered by Plaid and operates in read-only mode. We never store your brokerage login credentials. Market data is sourced from third-party providers and may have delays or inaccuracies — we make no guarantees as to the accuracy, completeness, or timeliness of market data displayed on the platform.

5. Pro Subscription

The Pro plan is billed monthly at $7.99. You may cancel at any time — cancellation takes effect at the end of the current billing period. We do not offer partial refunds for unused portions of a billing period. We reserve the right to change pricing with at least 30 days' notice to active subscribers.

6. Intellectual Property

All content on the platform — including the Fundamental Score methodology, user interface design, branding, and written content — is the property of FolioFundamentals. You may not scrape, reproduce, redistribute, or commercially exploit any data or content from the platform without explicit written permission.

7. Disclaimers

The Service is provided "as-is" and "as-available" without warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, error-free, or free of viruses or other harmful components. Past performance of any stock or investment is not indicative of future results.

8. Limitation of Liability

To the fullest extent permitted by law, FolioFundamentals and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of profits, loss of data, or investment losses — arising from your use of or inability to use the Service, even if we have been advised of the possibility of such damages.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Delaware, USA, without regard to its conflict of law provisions.

10. Contact

Questions or concerns about these Terms of Service? Contact us at support@foliofundamentals.com